Why Money?

Photo by Olga DeLawrence on Unsplash

In America we live in one of the wealthiest countries in the world yet most people live paycheck-to-paycheck and use that to get what they want/need. Isn’t it kind of funny though? If we make more than almost every other country, shouldn’t we have all that we need? Why do we use debt as an option or feel stressed out about our finances? If divorce rates are so high and money fights are a top cause for it, then why is this not a subject that we address and talk more about?

The thing with money is it’s a very sensitive subject because it involves so many different aspects and can help you get to what you want to achieve or put you in a position you don’t want to be in. The problem is money doesn’t have any feelings yet we give it the authority of power like it does. Money doesn’t cause fights. It’s what you do with your money and your actions that causes the fights and the issues. Just like with anything in life, your actions will speak louder than your words and where you spend your money will show you where your priorities are. If you say you value your family yet are constantly spending money on things that only benefit you, you might not have your priorities in order and it is not the money’s fault, it is yours. If you say you want to give, but you know you have an expensive car payment or you bought something really nice that maybe you considered a need when it was more of a want, that is a priority that you made.

The thing with money is it really forces you to look deep inside yourself. It forces you to realize that it’s not that you don’t have enough money, it’s actually that you are making the decisions and choices that put you in your financial situation. We tend to not want to look deep inside ourselves to open up our own hearts and see what’s really inside. What I believe is you need to prioritize where your money is going. You need to know what you’re spending your money on and you need to understand that it’s not all about you and how much money you’re getting. I believe there is a better way to where you can do a monthly budget to keep track of your finances, save money, and still take care of yourself, your family, as well as your future and giving.

It is very easy to judge how someone else spends their money and I am 100% guilty of it at times, but in reality, everybody’s situation is different and you can’t be the judge. You should try to use logic, reason, and ratios to give some guidelines as to how to plan and spend your money. This is what I want to accomplish with the money part of this website. I want to study, learn, and show the ways on how to grow your finances. I want to help you learn how to manage your money, save it, and also give so others can get out of bad situations and learn the same values that you have learned yourself.

One misconception about money is that the more you have the less problems you will have and the better off you will be. How come there are plenty of people who make millions and are unhappy or go bankrupt? The other thing that people think is that the more money you have the more time you will have to spend on other things. This also doesn’t work like you would expect. It can be even harder to make wise choices with your time and still use your money efficiently when you have more of it.

I hope to show you that your money is something that can be controlled, it can be a blessing not a curse, and also that it is directly connected to time. The way you treat your money and the way you treat your time have strong similarities and you need both of them to do the things that you want to do with your life. You need to use money and time together to build the life you want. I hope I can help you analyze what you spend your money on, what you spend your time on, and then give you ideas on how to use both effectively to give you the life that you want.

 

Photo by Cerys Lowe on Unsplash

2 Comments

  1. Thanks for the strategies presented. One thing I also believe is that credit cards presenting a 0 interest often lure consumers in with zero interest rate, instant endorsement and easy on the web balance transfers, but beware of the number one factor that will void that 0 easy road annual percentage rate and to throw one out into the bad house rapidly.

    • There is a reason why credit cards are marketed so heavily. It’s easy to say that you just need to have self disciple and that you always pay your balance off, but if that was the case, banks wouldn’t make as much money and there wouldn’t be a need for a credit card. As much as we like to think we can use our credit cards wisely, enough do not use it properly and I will touch on this in future articles, but also rewards on credit cards are small thinking. They waste time and money and we need to shift to bigger thinking. Thanks for your comment!

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