Are you in control of your time and money? Whether you think you are or are not, you have more control over the two then you might think. We want to show you some examples and ideas to give you…
We are big fans of YNAB here at Cents of Time. We have used many other budgeting apps/software, but this is the one where everything just “clicked”. Jessie Meachem, the founder of YNAB, wrote a book in 2017 on just…
Are you one of those people that has set up the perfect budget, but then forgot about a big upcoming expense that ended up derailing your so called perfect budget? Or are you finding your expenses greater than what you…
This is a very controversial topic and we do not not claim to know or will discuss all of the points associated with it. We just want to put in our two cents from what we have seen/read/experienced so far…
We are really big fans over at Cents of Time of YouTube. Say what you want about the service whether its a black hole of nothing or the new way to search, but there are two things you can not…
There is not a lot of love for the top 1% to put it simply. It is very politically charged topic whenever you bring the top 1% up. Many people think it is unfair that anyone should make that much,…
It is the question many people find themselves in. Should they buy a house or rent? Both have pros and cons, but many believe that buying over the long term is the better option. While that is true, it is also…
We talk about debt at Cents of Time and you hear the word thrown around a lot. That is a bad, that it is good, some is good, some is bad, but rarely do you get to the why behind…
This is not the first time we have tackled buying smartphones. It is something nearly all of us (there are still a few that not only do not have a smartphone, but a cell phone at all!) will buy. We…
We told our personal story with students loan before which you can read here. We wanted to take a second look at some of the reasons we think that this issue has gotten even more out of hand in the…