2019 Everydollar Review
Since we are focusing on the Dave Ramsey Baby Steps we figured it would be a good time to review his budgeting service Everydollar. We have been using this service for over 2 years now and while we really like…
Category Money
Dave Ramsey Baby Step #4- Invest 15% of your income to Retirement
Now this is the baby step where a lot of people start to disagree with Dave. Almost everyone agrees starting a savings is a good idea. Nearly everyone agrees that consumer debt is not a good thing (maybe not all…
Dave Ramsey Baby Step #2 Part 2- Getting out of Debt
We focused more on debt and credit cards in our last article, however we did not just want to sound negative on credit cards and there is more to getting out of debt than just stopping using credit cards. How…
The New Way to Buy a Smartphone
Smartphones nowadays are looked at as a status symbol for us. It’s why Apple and the iPhone are still so successful. The funny thing is though, smartphone designs and features have become pretty standard. It’s not even really the actual…
Dave Ramsey Baby Step #2- Pay Off All of Your Debts Part 1
We covered baby step #1, save $1000 for a starter emergency fund awhile ago. We did not forget the rest of the baby steps! You need to have some money saved because an emergency is waiting around the corner at…
Piracy- Paying for Content and Supporting Creators
One of the things you learn when you read books on making money and you start creating your own content is that things are not free and they take a lot of time! In our society though, we have an…
Paying For Content Created…Have We Have Become Self-Centered?
One of the things you learn when you read books on making money and you start creating your own content is that it is not free and it takes a lot of time! In our society we have an aversion…
Dave Ramsey Baby Steps Step #1- Save $1000
There are many different beliefs on Dave Ramsey and I think going into what he teaches is more fitting for another article. The one thing you can not deny with him is his plan. It is simple, concise, straight to…
With a Student Loan Crisis on Hand… Is College Still Worth it?
We just got a letter in the mail from discover about student loans with the message “Don’t let high costs stop you from getting a higher education.” It goes on to say all the benefits of the offer and how…
Why are we so Afraid to Deny Ourselves and say NO?
In today’s society we have more choices than we have ever had before. This is both a great thing and not so great thing. It is a great thing because our options to choose from are much better and our…