You are debt free, you have a large savings, you are investing 15% of your income into retirement, and your kids college is being saved for if that is what you chose to do. So what is next? The controversy…
If you thought the last baby step was controversial we are only getting started! Now there are many different angles you could take with this baby step, and we are going to try to address them the questions we think…
Since we are focusing on the Dave Ramsey Baby Steps we figured it would be a good time to review his budgeting service Everydollar. We have been using this service for over 2 years now and while we really like…
Now this is the baby step where a lot of people start to disagree with Dave. Almost everyone agrees starting a savings is a good idea. Nearly everyone agrees that consumer debt is not a good thing (maybe not all…
We focused more on debt and credit cards in our last article, however we did not just want to sound negative on credit cards and there is more to getting out of debt than just stopping using credit cards. How…
Smartphones nowadays are looked at as a status symbol for us. It’s why Apple and the iPhone are still so successful. The funny thing is though, smartphone designs and features have become pretty standard. It’s not even really the actual…
We covered baby step #1, save $1000 for a starter emergency fund awhile ago. We did not forget the rest of the baby steps! You need to have some money saved because an emergency is waiting around the corner at…
One of the things you learn when you read books on making money and you start creating your own content is that things are not free and they take a lot of time! In our society though, we have an…
One of the things you learn when you read books on making money and you start creating your own content is that it is not free and it takes a lot of time! In our society we have an aversion…
There are many different beliefs on Dave Ramsey and I think going into what he teaches is more fitting for another article. The one thing you can not deny with him is his plan. It is simple, concise, straight to…