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Renting Vs Buying a Home. Are you Throwing Your Money Away Renting?

It is the question many people find themselves in. Should they buy a house or rent? Both have pros and cons, but many believe that buying over the long term is the better option. While that is true, it is also…

  • Cents of Time
  • May 16, 2020
  • 3 Comments
  • Time

Parkinson’s Law- Are You Making the Most of Your Time?

Do you ever feel like if you had a little bit more time, you would be able to get that one thing you always wanted to do done? Maybe it is more than one thing, but if you just had…

  • Cents of Time
  • April 22, 2020
  • 3 Comments
  • Time

Budget Your Time Just Like Your Money With Block Scheduling- Especially During a Pandemic

One of the main concepts we believe in at Cents of Time is that you should budget your time just like you do your money. With the Coronavirus forcing people to use their time differently, some with little to no…

  • Cents of Time
  • April 21, 2020
  • 1 Comment
  • Money

You Need a Budget (YNAB for short) and Debt

We talk about debt at Cents of Time and you hear the word thrown around a lot. That is a bad, that it is good, some is good, some is bad, but rarely do you get to the why behind…

  • Cents of Time
  • April 7, 2020
  • 3 Comments
  • Money

Should You Spend $1,000 or More on A New Smartphone? The Journey of Buying a New Phone in 2020.

This is not the first time we have tackled buying smartphones. It is something nearly all of us (there are still a few that not only do not have a smartphone, but a cell phone at all!) will buy. We…

  • Cents of Time
  • March 28, 2020
  • 3 Comments
  • Money

Student Loans…What is the Real Problem?

We told our personal story with students loan before which you can read here. We wanted to take a second look at some of the reasons we think that this issue has gotten even more out of hand in the…

  • Cents of Time
  • March 22, 2020
  • 2 Comments
  • Time

Why You Should Care About Productivity

There is a reason that the word time is in our name. It isn’t just to show the relationship of money and time or how time is more valuable (although we covered that in our last article!). It is also…

  • Cents of Time
  • March 14, 2020
  • 1 Comment
  • Money, Time

Calculate Your Time With a Dollar Value. Are You Spending the Right Amount on it?

Budgeting money is a key concept that everyone in life, whether you are rich or poor, young or old, should understand and practice. We all might have different systems that we use, but at least by budgeting we can all…

  • Cents of Time
  • March 3, 2020
  • 3 Comments
  • Money

Student Loans- What’s the Big Deal? Our Story and Personal Journey Paying off over $70,000 in 7 years

We are not trying to be political here at Cents of Time. We just like to cover anything that involves personal finance. Student loans fall under that category and we think there is a big misunderstanding regarding student loans in…

  • Cents of Time
  • December 29, 2019
  • 2 Comments
  • Money, Time

Train Your Brain. It is More Powerful Than You Think.

We all know how important exercise, eating a balanced diet, and getting a good night sleep are. Doctors call them the 3 pillars of good health. They all play a role in helping you be healthy and live a long…

  • Cents of Time
  • December 12, 2019
  • 2 Comments
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