Is Black Friday Still Relevant?
I have a confession to make… I used to love Black Friday. I was the person who studied the different ads, made a list, checked it twice, went out first thing on Friday and even a few times on Thanksgiving.…
I Didn’t Wear My Gear S3 SmartWatch for 5 Days…Here is What I Found Out
Smartwatches we feel are a love or hate piece of technology. Some people can not see any value in them and think they are a waste of money, while others like the ability to be able to not look at…
Dave Ramsey Baby Step #7- Live and Give Like No One Else
You made it through all of the baby steps! Congratulations! You can take your giving to a whole other level and not have to worry about any financial stresses because you have everything paid for and lots of money in…
Gambling is Not a Rich Person Activity
Do you play the lottery or enjoy spending time at a casino? While gambling can be a fun activity, when you really think about it, it is an activity that is designed for you to fail. In this case fail…
Is it Actionable? What is your Stuff
Let’s look at two areas of Getting Things Done that hold up a lot of people including us still. The first question is “Is it Actionable” Can you take action on a task that is on your list? If not,…
Burnt Out on Budgeting? You May Be Doing Wrong
If you couldn’t tell we at Cents of Time are very big fans of Dave Ramsey. He gives you a plan and hope that you can accomplish what seems impossible. With that being said if you buy into everything he…
Do You Even Want Work/Life Balance?
Work Life Balance. It is a term that is becoming more and more common, but also less and less defined. What is it and do you want/need it? How do you achieve it? We hope to answer some of these…
Credit Cards- A Way to Get Ahead or What is Holding Us Back Financially?
This article is going to have personal examples, but it does reflect how we feel at Cents of Time. We wanted to put that disclaimer up front. Credit cards. They can be looked at as essential to everyday finance, a…
Dave Ramsey Baby Step #6- Pay off your Mortgage
You are debt free, you have a large savings, you are investing 15% of your income into retirement, and your kids college is being saved for if that is what you chose to do. So what is next? The controversy…
Samsung Gear S3 Stopwatch & Timer App Review- USW Stopwatch (A 3-1 Swiss Army Knife App)
We already have a review of all of the stopwatch and timer apps that are available for the Gear S3. We would argue that USW Stopwatch in particular is the Ultimate stopwatch and timer app for the Gear S3. It…