The Legal Page (Privacy Policy & Disclaimer)

Who we are

We here at Cents of Time value your privacy and want to be as open and transparent as possible with what we collect and do with your data. If you have any questions about our polices please reach out to us at feedback@makingcentsoftime.com There are no ads on our website however we may post affiliate links and sponsored posts/products. We will always disclose this information if the article is doing either of these two things. We do have a mailing list if you choose to subscribe, but you can always unsubscribe if you change your mind. Below are some other items for you to be aware of.

Financial Advice-

Financial advice given on Cents of Time is opinion based and is not to be taken as legal advice. While we have seen personal results from the things we post, they should not be considered professional advice and your results may vary.

What personal data we collect and why we collect it-

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Mailing List-

We use Mailchimp as our emailing list client. The only information we ask from you is of your email and first name. You can unsubscribe at any time if you feel the content is no longer relevant or necessary for you.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics-

No information is stored by Cents of Time and we do not sell or distribute your data to anyone or anywhere else.

Who we share your data with-

Google Analytics- We use Google analytics to record information about the pages a user has seen, for example the URL of the page, time of day, device used, etc. The information that we collect anonymized and sent to Google Analytics for analysis. Google Anayltics manily uses first-party cookies to report on visitor interactions on this website. Users may disable cookies or delete any individual cookies. Learn more. In addition, Google Analytics supports an optional browser add-on that – once installed and enabled – disables measurement by Google Analytics for any site a user visits. Note that this add-on only disables Google Analytics measurement. Google Analytics also collects Internet Protocol (IP) addresses to provide and protect the security of the service, and to give website owners a sense of which country, state, or city in the world their users come from (also known as “IP geolocation”).

Mailchimp- Mailchimp will have access to your email and first name, but no other information will be stored or transferred.

How long we retain your data-

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Children under 13-

Our Services are not directed to and we do not knowingly collect Personal Data from children under the age of 13. If we become aware that a child under the age of 13 has provided us with Personal Data, we will take steps to remove such data. If you become aware that your child has provided us with Personal Data without your consent, please contact us at feedback@makingcentsoftime.com. By using the Services, you are representing to us that you are not under the age of 13.

Policy was last updated on 5/5/2020